Our investment process is based upon robust research underpinned by rigorous analysis. We recognise that we do not have a monopoly over good investment ideas so through an association with a leading firm of investment consultants we are able to combine external analysis with internal research. Independence of thought is then achieved by way of an investment committee which avoids style bias and helps mitigate risk.
In view of the significantly increased volatility associated with individual securities, we firmly believe that the most efficient and effective way to gain exposure to various asset classes is via funds.
This brings with it a number of benefits:
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Access to some of the best fund managers in the industry.
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Portfolio turnover is reduced through the use of multi-asset vehicles thereby reducing costs.
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The ability to take advantage of the overlap or for that matter, the lack of overlap that may occur between our own asset allocation and that employed by the underlying fund managers.
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Blending of investment styles to provide varying degrees of downside protection dependent upon your appetite for risk.